Reporting a Death to IMRF

for Active IMRF Members

We understand that dealing with any death is difficult, and we are sorry for your loss.

Letting IMRF know about the death of a member is important to make sure you receive any death benefits you are entitled to as soon as possible.

What you need to do

  1. Telephone an IMRF Member Services Representative at 1-800-ASK-IMRF (1-800-275-4673), Monday through Friday, 7:30 a.m. to 5:30 p.m., to report the death to IMRF.
  2. The Member Services Representative will ask you several questions, including:
    • The member’s name
    • The last four digits of the member’s Social Security number
    • The date the member passed away
    • Your identity
    • Whether there is a surviving spouse who might be entitled to a benefit.
  3. IMRF will mail a letter to the person handling the deceased member’s affairs. This letter:
    • Lists the names of the beneficiary(ies) that the member specified
    • Includes any benefit forms that should be completed, such as an "Application for a Death Benefit" form
    • Requests a photocopy of the death certificate and copies of marriage and birth certificates for a surviving spouse.

Additional Information

Sending Forms and Documents to IMRF

It is best to mail all forms and other requested documents together to IMRF. Please write the member’s name and the last four digits of the member's Social Security number on all documents. This helps make sure your claim will be processed promptly.

Questions about Beneficiaries

We cannot provide the names of any beneficiaries over the phone. A letter that includes the member’s names beneficiaries will be mailed to the person handling the deceased member’s affairs.

Returning a Pension Payment

IMRF may request that a pension payment be returned. If a member passes away during a given month, the member is still entitled to that month’s pension payment.

However, if the member dies near the end of a month and IMRF has already sent the following month’s pension payment, we will request that the payment be returned.

For example, if a member dies on February 1, we will not request that the February benefit payment be returned. However, if the member dies on January 31, he or she may have received a February benefit payment. In this case, IMRF would request that the February benefit payment be returned.